Only via firma.de3 months free on any plan
The Finom business account.
Test winner in our business account comparison, with a share capital account and DATEV export.
We may receive a commission for accounts opened via firma.de. It does not affect our rating.
The plans
Via firma.de you get three months free, on any Finom plan. Finom's terms apply.
Solo
€0
per month
Transactions free up to €2,500 turnover a month, then 0.3%
Basic
€9
per month
Transactions free up to €25,000 turnover a month, then 0.03%
Smart
€19
per month
Transactions free up to €50,000 turnover a month, then 0.025%
Pro
€119
per month
Transactions free up to €100,000 turnover a month, then 0.025%
Plan and pricing data from our comparison, as of October 2026.
Finom and firma.de.Neatly connected.
Every Finom transaction lands in your bookkeeping automatically, with category and receipt.
What you get with Finom
- Share capital account
- Yes, with confirmation
- Card
- Visa Business Debit
- Mobile payments
- Apple & Google Pay
- Team access
- Yes, Users + cards
- Sub-accounts
- Yes, Wallets
- Foreign currency accounts
- Yes, USD/GBP and more
- DATEV export
- Yes
- Instant transfers
- Yes
- Cash withdrawals
- Up to €500/month free, then a fee
- Foreign currency by card
- 2%
- Support
- Chat, WhatsApp & email
- App ratings
- App Store: 4.7 / 5 · 4,252 reviewsGoogle Play: 4.1 / 5 · 3,231 reviews
An account for your formation
Setting up a GmbH or UG? Pay the share capital into the Finom account of the company in formation and get the payment confirmation for the notary. You handle the rest of the formation with firma.de.
Good to know
- Finom is an e-money institution from the Netherlands. Customer funds are held separately, but the statutory deposit protection of up to €100,000 does not apply.
- There is no credit card, only the Visa Business Debit.
- Cash deposits are not possible.
- The GbR is not supported.
Questions about the Finom business account
What do I get via firma.de?
Open your account via firma.de and your first three months are free, on any Finom plan. Finom's terms apply.
How much does the Finom business account cost?
€0 a month on the Solo entry plan. Transactions are free up to €2,500 in turnover a month, after that 0.3% applies. The larger plans cost more and include more free volume.
Can I set up a GmbH or UG with Finom?
Yes. Finom offers a share capital account for the company in formation, with the payment confirmation for the notary.
How safe is my money with Finom?
Finom is a Dutch e-money institution. Customer funds are held separately (safeguarding), but they are not covered by the statutory deposit protection of up to €100,000.
Which legal forms is Finom suitable for?
Sole traders, freelancers, UG, GmbH and AG. According to our comparison, the GbR is not supported.
Does Finom work with DATEV?
Yes, DATEV export is included. You can hand your receipts and transactions over to your tax adviser.
Does Finom offer a credit card?
No. Finom issues Visa Business debit cards; there is no credit card. Cash deposits are not possible either.
The Finom business account.
We may receive a commission for accounts opened via firma.de. It does not affect our rating.