Only via firma.de€100 cashback
The Qonto business account.
Our official business account partner, with a share capital account, DATEV export and phone support.
We may receive a commission for accounts opened via firma.de. It does not affect our rating.
The plans
Open your account via firma.de and you get €100 cashback. Qonto's terms apply.
Starter
€0
per month
5 transactions included, then €0.20 each
Basic
€9
per month
30 transactions included, then €0.20 each
Smart
€19
per month
100 transactions included, then €0.10 each
Premium
€39
per month
200 transactions included, then €0.10 each
Plan and pricing data from our comparison, as of October 2026.
Qonto and firma.de.Neatly connected.
Every Qonto transaction lands in your bookkeeping automatically, with category and receipt.
What you get with Qonto
- Share capital account
- Yes, with confirmation
- Card
- Mastercard Debit
- Credit card
- Yes, Charge card, from Plus
- Mobile payments
- Apple & Google Pay
- Team access
- Yes, Users + cards
- Sub-accounts
- Yes
- Foreign currency accounts
- No
- DATEV export
- Yes
- Instant transfers
- Yes
- Cash withdrawals
- 1 withdrawal/month free, then €2
- Foreign currency by card
- 2%
- Support
- Phone, chat & email
- App ratings
- App Store: 4.7 / 5 · 9,601 reviewsGoogle Play: 4.3 / 5 · approx. 40,900 reviews
An account for your formation
Setting up a GmbH or UG? Pay the share capital into the Qonto account of the company in formation and get the payment confirmation for the notary. You handle the rest of the formation with firma.de.
Good to know
- Qonto is a payment institution from France. Customer funds are held at a partner bank and protected up to €100,000 by the French deposit guarantee scheme.
- The credit card (charge card) is not available on the entry plan.
- One cash withdrawal a month is free, after that each costs €2.
- There are no cash deposits and no foreign currency accounts.
Questions about the Qonto business account
What do I get via firma.de?
Open your account via firma.de and you get €100 cashback. Qonto's terms apply.
How much does the Qonto business account cost?
€0 a month on the Starter entry plan, with 5 transactions included, then €0.20 per transaction. The larger plans cost more and include more transactions.
Can I set up a GmbH or UG with Qonto?
Yes. Qonto offers a share capital account for the company in formation, with the payment confirmation for the notary.
How safe is my money with Qonto?
Qonto is a French payment institution supervised by the ACPR. Customer funds are held at a partner bank, where they are protected up to €100,000 by the French deposit guarantee scheme (FGDR).
Which legal forms is Qonto suitable for?
Sole traders, freelancers, GbR, UG and GmbH.
Does Qonto work with DATEV?
Yes, DATEV export is included. You can hand your receipts and transactions over to your tax adviser.
Does Qonto offer a credit card?
Yes, as a charge card, but not on the entry plan. Every account comes with a Mastercard Debit. Cash deposits are not possible.
The Qonto business account.
We may receive a commission for accounts opened via firma.de. It does not affect our rating.