Trade Insurance Institutions (Berufsgenossenschaften): Index of Competencies

firma.de updated on 11. March 2019 15 minutes reading time

What services do trade insurance institutions (Berufsgenossenschaften) offer, and which ones should I register with? firma.de has indexed every trade insurance institution for you, including their contact information and areas of responsibility. You’ll also find information on the benefits offered by the social accident insurers and how they are organised.

List of all Berufsgenossenschaften and their areas of responsibilities

In general, the responsibilities of commercial trade associations are organised according to economic sectors. There are instances where fields of service overlap – in such cases, the association’s core competency is decisive.

Below is a contact directory for commercial and agricultural trade associations as well as the umbrella association German Statutory Accident Insurance (Deutsche Gesetzliche Unfallversicherung – DGUV).

Use the search (Ctrl+f or Cmd+f) to find your sector in the list below.

Trade Association	Competencies	Contact
Berufsgenossenschaft der Bauwirtschaft (BG BAU) (German Social Accident Insurance Institution for the building trade)	Demolition, disposal and detonation Civil construction site sanitation Processing of municipal and hazardous waste Boat building, shipbuilding Bridge construction Well construction All types of roof work Decorative work Earthwork Erecting both open-trench and cut-and-cover civil construction sites Erecting traffic management installations Scaffolding Glasswork Track construction Production of all types of pre-constructed units Production of all types of concrete products All types of building construction Installations All types of insulation and sealing Cable installation Canal and pipeline construction All types of paintwork Assembly work Dredging, suction and wash work Furnace and air heater construction Pavement work All types of cleaning (of or in buildings) Cleaning and sanitation of pipelines and drains Chimney sweeping Safeguarding work sites near tracks All types of special civil engineering Playgrounds and sports grounds (civil engineering projects) Stonemasonry Road construction Street cleaning Stucco work Diving work Tunnel and gallery construction Jointing work Plastering Floor and wall coverings Water engineering works Tent construction All types of carpentry	Berufsgenossenschaft der Bauwirtschaft Hildegardstraße 29-30 10715 Berlin Tel.: +49 30 85781-0 info@bgbau.de www.bgbau.de
Berufsgenossenschaft Nahrungsmittel und Gastgewerbe (BGN) (German Social Accident Insurance Institution for the foodstuffs and catering industry)	Hospitality sector Restaurants Food production Luxury food, drink and tobacco Meat industry Feed production Production of alcoholic and non-alcoholic beverages Mineral springs Fairs and amusement parks Circuses	Berufsgenossenschaft Nahrungsmittel und Gastgewerbe Dynamostraße 7-11 68165 Mannheim Tel.: +49 621 4456-0 info@bgn.de www.bgn.de
Berufsgenossenschaft Rohstoffe und chemische Industrie (BG RCI) (German Social Accident Insurance Institution for the raw materials and chemical industry)	Construction materials, stone, soil Mining Chemical industry Leather industry Papermaking and finishing Quarries Sugar industry	Berufsgenossenschaft Rohstoffe und chemische Industrie Kurfürsten-Anlage 62 69115 Heidelberg Tel.: +49 6221 5108-0 info@bgrci.de www.bgrci.de
Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse (BG ETEM) (German Social Accident Insurance Institution for the energy, textile, electrical and media products sectors)	Energy supply companies Gas, remote heating, water supply and wastewater disposal companies Electrical engineering, precision mechanics and optical products Measurement, information and medical technology Aircraft and spacecraft technology Electrical installation companies Engravers, goldsmiths, watchmakers Production and processing of textiles, clothing, linens Shoe production Offset, screen, gravure and digital printing Graphics and pre-press Corrugated board and cardboard packaging Paper processing Photography and photojournalism	Berufsgenossenschaft Energie Textil Elektro Medienerzeugnisse Gustav-Heinemann-Ufer 130 50968 Köln Tel.: +49 221 3778-0 info@bgetem.de www.bgetem.de
Berufsgenossenschaft Handel und Warenlogistik (BG HW) (German Social Accident Insurance Institution for the trade and logistics industry)	All types of wholesale and retail, with or without a warehouse Trade-related companies Sales agencies, commercial brokers Commission and agency businesses that handle goods Installation of automated machines Renting and leasing of merchandise Sales and purchasing associations Agricultural goods cooperatives Wine cellars Scrap trade Scrap, recycling, waste and secondary raw material handling, including sorting and compacting Publishers whose products are predominantly produced with contract printing Sale, distribution and delivery of press products, including promotional material Reading circles Forwarding companies and agencies Goods distribution and logistics companies Storage and storage unit companies Port and shipping companies Port handling and cargo handling companies Loading and unloading, product control and similar companies Companies that manage and control goods, ‘aid for trade’	Berufsgenossenschaft Handel und Warenlogistik Direktion Mannheim M5, 7 68161 Mannheim Tel.: +49 621 183-0orBerufsgenossenschaft Handel und Warenlogistik Direktion Bonn Niebuhrstraße 5, 53113 Bonn Tel.: +49 228 5406-9 info@bghw.de www.bghw.de
Berufsgenossenschaft für Gesundheitsdienst und Wohlfahrtspflege (BGW) (German Social Accident Insurance Institution for health and welfare services)	Professional guardians Providers of outpatient nursing services Providers of private daycare facilities for children Lecturers and professors of healthcare Hairdressers and barbers Pedicurists Midwives Physical therapists Nurses Speech therapists Masseuses Medical bath attendants Paramedics Physiotherapists Pest controllers Daycare personnel Professionals in alternative medicine (reiki, shiatsu, kinesiology, Ayurveda, traditional Chinese medicine) Full-time nursing care professionals	Berufsgenossenschaft für Gesundheitsdienst und Wohlfahrtspflege Pappelallee 33/35/37 22089 Hamburg Tel.: +49 40 20207-0 webmaster@bgw-online.de www.bgw-online.de
Berufsgenossenschaft Holz und Metall (BG HM) (German Social Accident Insurance Institution for the woodworking and metalworking industries)	Timber production Handling and processing of wood, plastics or similar materials Iron production Steel production Precious metal production Handling and processing of iron, steel, metal, precious metal, gemstones, semi-precious stones and similar materials	Berufsgenossenschaft Holz und Metall Isaac-Fulda-Allee 18 55124 Mainz 0800 – 99 90 080-1 servicehotline@bghm.de www.bghm.de
Berufsgenossenschaft Verkehrswirtschaft Post-Logistik Telekommunikation (BG Verkehr) (German Social Accident Insurance Institution for Transport and Traffic)	Freight transport Passenger transport Air transport Disposal Driving schools Towing services Pilot associations Logistics Inland shipping Fisheries Telecommunications Postal and package delivery Funeral undertakers who regularly offer and provide funeral transportation as a commercial service Boarding stables Equestrian instructors with their own stables and training grounds Riding instructors with their own horses (riding animals) Keeping of stables and riding animals for commercial purposes Private keeping of riding animals	Berufsgenossenschaft Verkehrswirtschaft Post-Logistik Telekommunikation Ottenser Hauptstraße 54 22765 Hamburg Tel.: +49 40 3980-0 info@bg-verkehr.de www.bg-verkehr.de
Landwirtschaftliche Berufsgenossenschaft (LBG) (German Social Accident Insurance Institution for the agricultural industry)	Agriculture and forestry Horticulture and viticulture Fish farming Fishpond cultivation Lake, stream and river fisheries (inland fisheries) Beekeeping Landscaping with a focus on nature and environment preservation Companies that, without cultivating land, keep livestock and breeding animals for the purposes of breeding, fattening or production of animal products Agriculture and forestry contractors Park, garden and cemetery maintenance Hunting stands (owned or rented) Chambers of agriculture and agricultural trade associations Securing, monitoring or developing agriculture (breeding associations, for example)	The German Social Accident Insurance Institution for the agricultural industry is part of the German Social Accident Insurance Institution for agriculture, forestry and horticulture. Sozialversicherung für Landwirtschaft, Forsten und Gartenbau Weißensteinstraße 70-72 34131 Kassel Tel.: +49 561 7850 poststelle@svlfg.de www.svlfg.de
Unfallversicherung Bund und Bahn (UVB) (German Social Accident Insurance Institution for the Federal Government and for the railway services)	Salaried employees and trainees in the following fields: Federal administration Deutsche Bahn AG The Bundeseisenbahnvermögen The Federal Labour Office, including regional agencies Political foundations, institutes, etc. Foreign armed forces in Germany Volunteers and staff of the Federal Agency for Technical Relief Volunteers and staff of certain divisions of the German Red Cross Rehabilitants receiving professional development services from the Federal Labour Office Aid workers working for developmental aid agencies recognised by the Ministry for Economic Cooperation and Development (BMZ) Those who donate blood, organs and tissues at the German Red Cross Foreign exchange teachers Local employees of diplomatic and representative bodies abroad (embassies, general consulates, army facilities) Participants performing developmental volunteer services abroad Seconded nationals Foreign pensioners (displaced emigrants)	Unfallversicherung Bund und Bahn Salvador-Allende-Straße 9 60487 Frankfurt am Main Tel.: +49 69 47 863-0 info@uv-bund-bahn.de www.uv-bund-bahn.de
Unfallkassen (Public sector accident insurers)	The German Unfallkassen are providers of accident insurance for employees in the public sector and related subsidiaries. The insurers are organised at federal, state and local levels. Among others, the following occupational groups are insured by the German public sector accident insurers: Federal government and Deutsche Bahn AG employees Civil servants Soldiers Judges Schoolchildren University students Those working in the public interest	Every German federal state has its own public sector accident insurer. Click here for an overview.
Unfallkassen (Public sector accident insurers)	There are specialised accident insurers for fire brigade employees and their families. They are organised according to regional head offices. There is no umbrella organisation.	Responsible for Hamburg, Mecklenburg-Western Pomerania and Schleswig-Holstein: Hanseatische Feuerwehr-Unfallkasse Nord (HFUK Nord) (North Hanseatic Fire Brigade Accident Insurance) Hopfenstraße 2d 24114 Kiel Tel.: +49 431 99 07 48-0 info@hfuk-nord.de www.hfuknord.de Responsible for Saxony-Anhalt and Thuringia: Feuerwehr-Unfallkasse Mitte (Central Fire Brigade Accident Insurance) Magdeburger Allee 4 99086 Erfurt Tel.: +49 391 54 45 90 sachsen-anhalt@fuk-mitte.de www.fuk-mitte.de Feuerwehr-Unfallkasse Niedersachsen (Fire Brigade Accident Insurance of Lower Saxony) Bertastraße 5 30159 Hannover +49 511 98 95 431 info@fuk.de www.fuk.de Feuerwehr-Unfallkasse Brandenburg (Fire Brigade Accident Insurance of Brandenburg) Müllroser Chaussee 75 15236 Frankfurt (Oder) Tel.: +49 335 52 16-0 info@ukbb.de www.fukbb.de
Deutsche Gesetzliche Unfallversicherung (DGUV) (German Social Accident Insurance)	The DGUV is the umbrella organisation for all social accident insurers and Unfallkassen and has plenty of information on accident insurance across all industries. For questions about membership obligations and areas of responsibility, the DGUV is your point of contact. There are further regional associations in: Hamburg (LV Nordwest) Berlin (LV Nordost) Düsseldorf (LV West) Mainz (LV Mitte) Heidelberg (LV Südwest) Munich (LV Südost)	Deutsche Gesetzliche Unfallversicherung e. V. Glinkastraße 40 10117 Berlin Tel.: +49 30 2887 63 80-0 info@dguv.de www.dguv.de

Berufsgenossenschaften membership

Commercial trade insurance institutions are the carriers of German statutory accident insurance. In addition to the trade insurance institutions, there are also accident insurance carriers who cover the public sector, civil servants, school students and university students.

What benefits do Berufsgenossenschaften offer?

The duties of trade insurance institutions can be summarised and sorted into three core areas: prevention, rehabilitation and training and development:

Prevention

Accident prevention (both at the workplace and while commuting)
Preventing occupational illnesses
Raising awareness of occupational hazards
Implementing accident prevention regulations and service regulations
Monitoring compliance with accident prevention regulations
Performing inspections
Improving workplace ergonomics
Promoting workplace sports activities
Determining risk rates

Rehabilitation

Financial support for insured persons in case they are unable to work
Payment of injury compensation
Coordination of medical procedures and healthcare services
Occupational rehabilitation procedures
Social rehabilitation procedures
Reassigning jobs and fields of work
Pension payments and death grants that result from deadly occupational accidents or illnesses

Training and development

Seminars on workplace safety and accident prevention
Training course evaluation
Awarding certificates and trainer qualifications

How trade insurance institutions are organised

The legal framework for the activities and obligations of commercial trade insurance institutions is laid out by Book IV and Book VII of the German Social Code (SGB IV and SGB VII). The insurance providers are self-governing and are managed as public corporations. The Federal Social Insurance Authority (Bundesversicherungsamt – BVA) and the Federal Ministry for Labour and Social Affairs (Bundesministerium für Arbeit und Soziales – BMAS) serve as supervisory authorities.

Structure and representation

Like an association, insured persons are organised according to membership and represented by an executive board. Another governing body is the representative assembly, which is responsible for conceptualising and drafting accident prevention regulations. The representative assembly is composed of equal numbers of employers and employees. They also elect the executive board, making the assembly the institution’s strongest governing body.

Although they carry out similar tasks in some industries, trade insurance institutions and social insurance carriers are not to be confused with professional chambers/associations.

The information published on our site is all written and checked by experts with the utmost care. Nevertheless, we cannot guarantee its accuracy, as laws and regulations are subject to constant change. Therefore, always consult an expert in a specific case – we will be happy to put you in touch.

firma.de does not assume any liability for damages caused by errors in the texts.

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